Your credit report is a snapshot of your financial history, and it is one of the primary tools that credit grantors, like banks and credit card companies, use to decide whether to grant you credit. Your credit score is an objective summary of the information contained in your credit report at a particular point in time. This score is a number that lenders may use to help them decide whether or not to extend you credit and at what rate. There are many benefits to having a good credit score, but for most of us, knowing how to achieve and maintain a good credit score has been a mystery... until now!
The launching pad to your credit planning! Quickly access the array of tools & resources found throughout ScoreOptimizer!
Access to full Credit File - presenting you with detailed information that may have a direct impact on their credit score.
The Target Score Simulator® & Best Use Of Funds Calculator equip you with a detailed, prescriptive way to achieve your optimal score.
A valuable online library with educational materials to help propel your credit planning.
The ScoreOptimizer solution guides you through specific, personalized steps to help you achieve your optimal credit score.
See a full report with the detailed information that could be impacting your credit score - including your personal information, past and current accounts, credit inquiries, and more.
Enter your "Target Score" into our Target Score Simulator and ScoreOptimizer will give you a plan of action to reach your goal in the shortest amount of time possible.
With the Money Calculator, you can enter a Dollar Amount that you'd like to put towards Paying-Down existing debt. ScoreOptimizer will generate a prescribed list of Recommended Actions that will help you achieve the most positive potential score change.